educratsweb@mail.com

+91

📂 Register 🔒 Login
PRADHAN MANTRI JAN AROGYA YOJANA (PM-JAY)
Image source : pmjay.gov.in

Ayushman Bharat


  Ayushman Bharat, a flagship scheme of Government of India, was launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC). This initiative has been designed to meet Sustainable Development Goals (SDGs) and its underlining commitment, which is to "leave no one behind."

Ayushman Bharat is an attempt to move from sectoral and segmented approach of health service delivery to a comprehensive need-based health care service. This schemes aims to undertake path breaking interventions to holistically address the healthcare system (covering prevention, promotion and ambulatory care) at the primary, secondary and tertiary level. Ayushman Bharat adopts a continuum of care approach, comprising of two inter-related components, which are -

  • Health and Wellness Centres (HWCs)
  • Pradhan Mantri Jan Arogya Yojana (PM-JAY)


1. Health and Wellness Centers (HWCs)


In February 2018, the Government of India announced the creation of 1,50,000 Health and Wellness Centres (HWCs) by transforming the existing Sub Centres and Primary Health Centres. These centres are to deliver Comprehensive Primary Health Care (CPHC) bringing healthcare closer to the homes of people. They cover both, maternal and child health services and non-communicable diseases, including free essential drugs and diagnostic services.

Health and Wellness Centers are envisaged to deliver an expanded range of services to address the primary health care needs of the entire population in their area, expanding access, universality and equity close to the community. The emphasis of health promotion and prevention is designed to bring focus on keeping people healthy by engaging and empowering individuals and communities to choose healthy behaviours and make changes that reduce the risk of developing chronic diseases and morbidities.


2. Pradhan Mantri Jan Arogya Yojana (PM-JAY)


The second component under Ayushman Bharat is the Pradhan Mantri Jan Arogya Yojna or PM-JAY as it is popularly known. This scheme was launched on 23rd September, 2018 in Ranchi, Jharkhand by the Hon’ble Prime Minister of India, Shri Narendra Modi.

Ayushman Bharat PM-JAY is the largest health assurance scheme in the world which aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to over 10.74 crores poor and vulnerable families (approximately 50 crore beneficiaries) that form the bottom 40% of the Indian population. The households included are based on the deprivation and occupational criteria of Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas respectively. PM-JAY was earlier known as the National Health Protection Scheme (NHPS) before being rechristened. It subsumed the then existing Rashtriya Swasthya Bima Yojana (RSBY) which had been launched in 2008. The coverage mentioned under PM-JAY, therefore, also includes families that were covered in RSBY but are not present in the SECC 2011 database. PM-JAY is fully funded by the Government and cost of implementation is shared between the Central and State Governments.

Key Features of PM-JAY


  • PM-JAY is the world’s largest health insurance/ assurance scheme fully financed by the government.
  • It provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
  • Over 10.74 crore poor and vulnerable entitled families (approximately 50 crore beneficiaries) are eligible for these benefits.
  • PM-JAY provides cashless access to health care services for the beneficiary at the point of service, that is, the hospital.
  • PM-JAY envisions to help mitigate catastrophic expenditure on medical treatment which pushes nearly 6 crore Indians into poverty each year.
  • It covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
  • There is no restriction on the family size, age or gender.
  • All pre–existing conditions are covered from day one.
  • Benefits of the scheme are portable across the country i.e. a beneficiary can visit any empanelled public or private hospital in India to avail cashless treatment.
  • Services include approximately 1,393 procedures covering all the costs related to treatment, including but not limited to drugs, supplies, diagnostic services, physician's fees, room charges, surgeon charges, OT and ICU charges etc.
  • Public hospitals are reimbursed for the healthcare services at par with the private hospitals.

Benefit Cover Under PM-JAY


Benefit cover under various Government-funded health insurance schemes in India have always been structured on an upper ceiling limit ranging from an annual cover of INR30,000 to INR3,00,000 per family across various States which created a fragmented system. PM-JAY provides cashless cover of up to INR5,00,000 to each eligible family per annum for listed secondary and tertiary care conditions. The cover under the scheme includes all expenses incurred on the following components of the treatment.

  • Medical examination, treatment and consultation
  • Pre-hospitalization
  • Medicine and medical consumables
  • Non-intensive and intensive care services
  • Diagnostic and laboratory investigations
  • Medical implantation services (where necessary)
  • Accommodation benefits
  • Food services
  • Complications arising during treatment
  • Post-hospitalization follow-up care up to 15 days

The benefits of INR 5,00,000 are on a family floater basis which means that it can be used by one or all members of the family. The RSBY had a family cap of five members. However, based on learnings from those schemes, PM-JAY has been designed in such a way that there is no cap on family size or age of members. In addition, pre-existing diseases are covered from the very first day. This means that any eligible person suffering from any medical condition before being covered by PM-JAY will now be able to get treatment for all those medical conditions as well under this scheme right from the day they are enrolled.

PM-JAY Milestone

Visit official Website https://pmjay.gov.in/

if you have any information regarding Job, Study Material or any other information related to career. you can Post your article on our website. Click here to Register & Share your contents.
For Advertisment or any query email us at educratsweb@gmail.com

RELATED POST

1. Rashtriya Krishi Vikas Yojana
RKVY scheme was initiated in 2007 as an umbrella scheme for ensuring holistic development of agriculture and allied sectors by allowing states to choose their own agriculture and allied sector development activities as per the district/state agriculture plan. The scheme has come a long way since its inception and has been implemented across two plan periods (11th and 12th). Till 2013-14, the scheme was implemented as an Additional Central Assistance (ACA) to State Plan Scheme with 100% central assistance
2. PM Kisan Samman Nidhi Yojana
On 24th February 2020, the Ministry of Agriculture and Farmers Welfare observed the first anniversary of the Pradhan Mantri Kisan Samman Nidhi Yojana. It was launched on February 24, 2019, and was implemented in all the States except the State of West Bengal. Also, PM-Kisan mobile app was launched which was designed by the National Informatics Centre in collaboration with the Ministry of Electronics and information technology.   Through the app, the farme
3. Bachat Lamp Yojana (BLY) CDM Based CFL Scheme
Bachat Lamp Yojana CDM Based CFL Scheme Individual CDM Project activities for CFL are also now eligible to participate in the BLY scheme in addition to the existing PoA with a view to broad base the BLY scheme. The Bureau of Energy Efficiency (BEE), being the statutory body set up under the Energy Conservation Act, 2001 by the Government of India, will coordinate the Small-Scale CDM Project development and will facilitate implementation of the BLY pro
4. Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)
The Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) is a scheme to incentivise employers registered with the Employees' Provident Fund Organisation (EPFO) for job creation, by virtue of the Government of India paying the full contribution of employers to the Employee Pension Scheme (EPS)
5. Pradhan Mantri Bhartiya Jan Aushadhi PariYojana Kendra (PMBJPK)
Pradhan Mantri Bhartiya Jan Aushadhi PariYojana Kendra(PMBJPK) is a campaign launched by the Department of Pharmaceuticals, Govt. Of India, to provide quality medicines at affordable prices to the masses through special kendras known as Pradhan Mantri Bhartiya Jan Aushadhi Kendra. Pradhan Mantri Bhartiya Jan Aushadhi Pariyojana Kendra (PMBJPK) have been set up to provide generic drugs, which are available at lesser prices but are equivalent in quality and efficacy as expensive branded dr
6. Mudra Bank Yojana Scheme
Mudra Bank Yojana Scheme: Prime Minister Narendra Modi Launched on 8th April 2015. Micro Units Development and Refinance Agency Bank (MUDRA Bank) is a public sector financial institution in India.  It provides loans at low rates to micro-finance institutions and non-banking financial institutions which then provide credit to MSMEs To provide up to INR 10 lakh to small entrepreneur. T
7. Pradhan Mantri Jan-Dhan Yojana (PMJDY)
 Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. Accounts opened under PMJDY are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance crit
8. Rajiv Awas Yojana (RAY)
Rajiv Awas Yojana Rajiv Awas Yojana (RAY) envisages a “Slum Free India" with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities and decent shelter. Mission Encourage States/Union Territories (UTs) to tackle slums in a definitive manner, by focusing on: Bringing all existing slums, notified or non-notified (including recognized and
9. Pradhan Mantri Shram Yogi Mandhan
The Union Finance Minister Piyush Goyal announced the Pradhan Mantri Shram Yogi Mandhan scheme in the interim budget 2019 for workers in the unorganised sector. About the Scheme The features of the Pradhan Mantri Shram Yogi Mandhan scheme are: Under the scheme, an assured monthly pension of Rs 3,000 per month will be provided to workers in the unorganised sector after 60 years of age. To avail of the scheme, workers will have to contribute
10. Government launches YUVA - Prime Minister’s Scheme For Mentoring Young Authors
The Ministry of Education, Department of Higher Education today launched YUVA-  Prime Minister’s Scheme For Mentoring Young Authors, an Author Mentorship programme to train young and budding authors (below 30 years of age) in order to promote reading, writing and book culture in the country, and project India and Indian writings globally. The launch of YUVA (Young, Upcoming and Versatile Authors) is in tune with PM’s vision to encourage young w
11. Government to set up Medical Devices Park in Kerala
Kerala will soon house one of the first medical device parks in the country, focusing on the high-risk medical device sector to provide full range of services for the medical devices industry like R&D support, testing, and evaluation.  MedSpark, the medical devices park envisaged as a joint initiative of Sree Chitra Tirunal Institute for Medical Sciences & Technology (SCTIMST), an autonomous institute of the Department of Science and Technology (DST), Govt. of India, and the Kerala
12. Government to Provide Monetary Assistance through DBT under MDM Scheme
The Union Minister for Education Shri Ramesh Pokhriyal ‘Nishank’ has approved the proposal to provide monetary assistance to 11.8 Crore students (118 Million Students) through Direct Benefit Transfer (DBT) of the cooking cost component of the Mid-Day-Meal Scheme, to all eligible children, as a special welfare measure. This will give a fillip to the Midday Meal programme. This is in addition to the Government of India’s announcement of distribution of free-of-cost food grains @ 5 Kg per
13. Janani Suraksha Yojana (JSY)
Janani Suraksha Yojana (JSY) is a safe motherhood intervention under the National Health Mission. It is being implemented with the objective of reducing maternal and neonatal mortality by promoting institutional delivery among poor pregnant women. The scheme, launched on 12 April 2005 by the Hon’ble Prime Minister, is under implementation in all states and Union Territories (UTs), with a special focus on Low Performing States (LPS). JSY is a centrally sponsored schem
14. Check your Eligibility for Ayushman Bharat Medicare Health Yojana – Pradhan Mantri Jan Arogya Abhiyaan – Ayushman Bharat Yojana
Ayushman Bharat Medicare Health Yojana  – Pradhan Mantri Jan Arogya Abhiyaan – Ayushman Bharat Yojana Registration Online process hardly takes 5 minutes. The Central Government of India has launched a project known as Ayushman Bharat Yojana in 2018 to transform the primary, secondary and tertiary health care system in India. This Ayushman Bharat Yojana targets around 10 crore families that can be categorized as poor also vulnerable population.
15. Government announces further measures to help families who lost the earning member due to Covid
In addition to the measures announced under PM CARES for Children- Empowerment of Covid affected children, Government of India has announced further measures to help families who have lost the earning member due to Covid. They will provide pension to families of those who died due to Covid and an enhanced & liberalised insurance compensation. PM said that his Government stands in solidarity with their families. He also said that through these schemes, efforts are being made to mitigate fina
16. Considerations under Pradhan Mantri Gram Sadak Yojana
he Pradhan Mantri Gram Sadak Yojana (PMGSY) was launched, as a one-time special intervention, with the objective to provide rural connectivity, by way of a single all- weather road, to the eligible unconnected habitations of designated population size (500+ in plain areas and 250+ in North-Eastern States, Himalayan States, Deserts and Tribal Areas as per 2001 census) in the core network for uplifting the socio-economic condition of the rural population. Hence, the primary objective of the scheme was to p
17. Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Pradhan Mantri Kaushal Vikas Yojana (PMKVY) Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is the flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE). The objective of this Skill Certification Scheme is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. Individuals with prior learning experience or skills will also be assessed and certified under Recognitio
18. Pradhan Mantri Adarsh Gram Yojana
Brief Background 1.   Scheduled Castes (SCs), who constitute 16.6% of our population as per 2011 Census, have historically suffered social and educational disabilities and economic deprivation arising therefrom. Accordingly, special provisions have been enshrined in the Constitution for advancement of their interests. These provisions range from measures to remove any kind of social disabilities imposed on them to ensure equality of opportunity in every sphere, to measures of positive disc
19. De​en Dayal SPARSH(Scholarship for Promotion of Aptitude & Research in Stamps as a Hobby) Yojana​
De​en Dayal SPARSH(Scholarship for Promotion of Aptitude & Research in Stamps as a Hobby) Yojana​ ​ Philately is the collection and study of Postage stamps. It also entails the collection, appreciation and research activities on stamps and other related philatelic products. The hobby of collecting Stamps includes seeking, locating, acquiring, organizing, cataloguing, displaying, storing, and maintaining the stamps or related products on thematic areas. Stamp c
20. Pradhan Mantri Garib Kalyan Package : Insurance Scheme for Health Workers Fighting COVID-19
Pradhan Mantri Garib Kalyan Package : Insurance Scheme for Health Workers Fighting COVID-19
21. Pradhan Mantri Rojgar Protsahan Yojana(PMRPY)
The Pradhan Mantri Rojgar Protsahan Yojana(PMRPY) Plan Scheme has been designed to incentivise employers for generation of new employment, where Government of India will be paying the full employer's contribution towards EPF & EPS both w.e.f 01.04.2018 (earlier benefit was applicable for employer's contribution towards EPS only) for the new employment. This scheme has a dual benefit, where, on the one hand, the employer is incentivised for increasing the employment base of workers in the esta
22. Pradhan Mantri Adarsh Gram Yojana
Pradhan Mantri Adarsh Gram Yojana Brief Background: The Centrally Sponsored Scheme ‘Pradhan Mantri Adarsh Gram Yojana’ (PMAGY) is being implemented for integrated development of Scheduled Castes (SC) majority villages having SC Population concentration > 50%. Initially the scheme was launched on Pilot basis in 1000 villages in 5 States viz. Assam, Bihar, Himachal Pradesh, Rajasthan and Tamil Nadu. The Scheme was further revised on 22.01.2015 with expansion to ano
23. Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Pradhan Mantri Kaushal Vikas Yojana (PMKVY) Approved for another four years (2016-2020) to benefit 10 million youth Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is the flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE). The objective of this Skill Certification Scheme is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. Indiv
24. Pradhan Mantri Awas Yojana (PMAY)
PMAY - Features & Benefits "Housing for All" Mission for urban area has been implemented with effect from 17.06.2015 to provide central assistance to implementing agencies. The Credit Linked Subsidy Scheme is being offered under this mission. For Middle Income Group(MIG), the interest subsidy will be provided on housing loans for acquisition/construction of houses (including repurchase). For Economically Weaker Section(EWS)/Lower Income Group(L
25. Major Welfare Schemes of the Ministry
The details regarding major welfare schemes being implemented by the Ministry of Women and Child Development along with the State-wise details of the beneficiaries of these schemes are given as below:- Anganwadi Services: Anganwadi Services under Umbrella Integrated Child Development Services (ICDS) Scheme is a centrally sponsored scheme, aiming at holistic development of children below 6 years of age and pregnant women & lactating mothers, by prov
We would love to hear your thoughts, concerns or problems with anything so we can improve our website educratsweb.com ! email us at educratsweb@gmail.com and submit your valuable feedback.
Save this page as PDF | Recommend to your Friends

Subscribe to our Telegram channel https://t.me/educratswebchannel | PRADHAN MANTRI JAN AROGYA YOJANA (PM-JAY) #EDUCRATSWEB educratsweb.com Government Schemes 2020-03-07

https://bhojpuri-actor-actress.blogspot.com/ | https://sarkariniyukti.blogspot.com/ | https://educratsweb.blogspot.com/ | https://bhaktisangam.blogspot.com/ | https://bharatpagesblog.blogspot.com/ | https://bcspatna.blogspot.com/ | https://bizinfozones.blogspot.com/ | https://cityzoneeducation.blogspot.com/ | https://consptech.blogspot.com/ | https://saralmaterials.blogspot.com/ | https://ekbihar.blogspot.com/ | https://indiahealthplus.blogspot.com/ | https://gktalk.blogspot.com/ | https://gunjanphoto.blogspot.com/ | https://mahuli-patna.blogspot.com/ | https://modicareblog.blogspot.com/ | https://biharnalanda.blogspot.com/ | https://parsapatna.blogspot.com/ | https://prakashparv.blogspot.com/ | https://chitraguptajimaharaj.blogspot.com/ | https://shrishirdisaibabasansthan.blogspot.com/ | https://speakdoor.blogspot.com/ | https://supremedealin.blogspot.com/ | https://supremedealblog.blogspot.com/