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Bihar Rajya Fasal Sahayata Yojana

Posted By educratsweb.comBihar 🗓 Thursday October 10 2019 👁 264

Bihar Rajya Fasal Sahayata Yojana

Bihar Rajya Fasal Sahayata Yojana is an initiative of the Government of Bihar, the purpose of which is to incentivize the farmers in the event of crop damage. It is the first instance that a scheme of this kind is implemented by a State Government. The scheme is a replacement to the Central Government’s Pradhan Mantri Fasal Bima Yojana (PMFBY). In this article, we look at the Bihar Rajya Fasal Sahayata Yojana in detail.

Objectives of the Scheme

The scheme strives to back the farmers with financial incentives in the event of a crop loss due to natural calamities. This measure could provide a reprieve to the farmers, in an era where farmer’s unrest and suicides are rampant.

Features of the Initiative

The following are some of the features of the scheme:

  • The scheme is solely meant for the benefit of the farming community in the State of Bihar.
  • Farmers are reprieved from remitting any premium, as the scheme is intended for the purpose of assistance and not insurance.
  • If the farmers’ rate of production is less than 20% of the threshold limit, he/she will receive a sum of Rs 7,500 per hectare for a maximum of two hectares.
  • If a farmers’ loss in production exceeds 20%, he/she will be incentivized with a Sum of Rs.10,000 per hectare for a maximum of two hectares.
  • The scheme is not restricted to farmers who have availed loans from nationalized banks, Cooperative banks and other institutions; as borrowers from other agencies are also covered.
  • The scheme will be implemented on the Kharif season of 2018, which would fall on the months of July-October.

Application Procedure

The exact procedure for application is yet to be revealed as the scheme will be implemented in due course of time. However, the Government has provided a mandate that the scheme will be extended to the eligible farmers only on prior registration. The registration should be completed for the farmers, as well as the crops for which the benefits may be claimed for.

Bihar Rajya Fasal Sahayata Yojana
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